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SEER2 savings calculator

Efficiency upgrades are sold in percentages and bought in dollars. Put in your tonnage, your run hours and your power price, and the tool prints both — plus the payback on the upcharge.

National minimum

13.4SEER2

Split systems, 10 CFR 430.32

U.S. power price

18.34¢/kWh

Residential average, June 2026

SEER → SEER2

≈ −4.5%

Same machine, new test conditions

Run hours

600–2,400h/yr

Seattle to Phoenix

Thermal-toned pair of condensers rejecting different amounts of heat
Two condensers, the same house: one rejects far more heat per kilowatt than the other.

The arithmetic

SEER and SEER2 are both BTU of cooling delivered per watt-hour of electricity consumed, averaged over a season. So the energy a system uses is capacity × hours ÷ rating:

kWh/yr = (tons × 12,000 × full-load hours) ÷ (SEER2 × 1,000)

Because the rating is in the denominator, the savings curve flattens fast. Going from 10 to 14 cuts energy by 29%. Going from 14 to 18 cuts it by a further 22%, but you are cutting 22% of a much smaller number — and paying for it with the same kind of upcharge.

Diminishing returns, in numbers

Annual cooling energy for a 3-ton system at 1,200 full-load hours
RatingkWh/yrCost at 18.34¢Saved vs 10 SEER
10 SEER4,320$792
13.4 SEER23,224$591$201
15 SEER22,880$528$264
16 SEER22,700$495$297
18 SEER22,400$440$352
20 SEER22,160$396$396

The jump from the federal minimum to 20 SEER2 is worth about $195 a year in this example. If the upcharge is $3,000 that is a fifteen-year payback on equipment that may not last that long. In Phoenix, at twice the run hours, the same upgrade pays back in seven.

SEER against SEER2

Do not compare the two numbers directly

SEER2 is the same measurement taken under a higher external static pressure — 0.5 in. w.c. instead of 0.1 — which is closer to a real duct system. The same machine scores roughly 4.5% lower on SEER2 than it did on SEER. A 16 SEER unit is about 15.2 SEER2. If you are comparing a 2020 quote with a 2026 one, convert first; the SEER2 guide has the conversion.

What the tool leaves out

Three things, deliberately. It prices cooling only, because heating is a different rating and a different fuel. It ignores utility rebates, which move fast and vary by territory — check yours before you decide. And it assumes the duct system can deliver the airflow a high-efficiency unit needs; a variable-speed condenser on a duct system reading 0.9 in. w.c. of static will not hit its rating. Measure that first with the static pressure calculator.

Sources: 10 CFR 430.32(c)(5)(i) (read 2026-09-04) · EIA Electric Power Monthly, Table 5.6.A (released 2026-08-26) (read 2026-09-04)

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